Christmas shopping for Joshua is my favorite. Seriously. I wish I had a million dollars to buy him all the ridiculous things I want to. But that pesky Mr. Ramsey bums out that plan (debt free is so enticing and a present in itself) so I'll stick with a couple smart choices!
A
trip to the City by the Bay. And a trolley ride where you ride on the outside (he's crazy brave).
They're not glamorous but most things you need aren't. Keep those feet toasty!
A
sweater to keep warm. And to brag.
Lila (An
article with the author).
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